India’s banking sector is undergoing a shift towards digital payments, with a decrease in the number of ATMs and a rise in the use of UPI. This trend reflects the growing preference among consumers for convenient and secure digital payment options. As technology continues to advance, more and more people are opting for the ease and efficiency of making transactions through UPI, rather than relying on traditional ATM withdrawals. This shift highlights the importance of adapting to the changing landscape of banking and embracing digital solutions for a more seamless and efficient banking experience.